US 12,525,093 B2 — Evidence inventory

FanDuel measured against the Granted United States Patent

FanDuel operates a regulated real-money sportsbook alongside a documented free-to-play games product and a non-withdrawable Freeplay credit type, with published house rules and account-limit tooling.

Granted patent core — US 12,525,093

GrantedUS 12,525,093

Real-world events
Odds
Gambling credits
Zero / minimal-value pseudo-currency
Economic mode monitoring
Wagering threshold
Data update reduction
Reduced network transfer
Limited results delivered

View granted United States patent View USPTO record View Claim 1 View Claim 10 View Claim 19US 12,525,093 B2 — primary source benchmark

Rating

Why this correspondence rating was given

Why medium?

real-world sporting events, odds and live wagering;
accounts, balances and settlement;
free-to-play games operating alongside the real-money sportsbook;
the zero or minimal-value pseudo-currency and mode-selection architecture is less directly demonstrated.

Important unverified elements

defined wagering threshold;
mode-responsive update reduction;
reduced network transfer;
limited result delivery;

Supported

✓C1-AOn-line gambling service
✓C1-BMonitoring real-world events
✓C1-CCalculating odds
✓C1-DPublishing events, markets and odds
✓C1-EProviding gambling credits
✓C1-FUser account
✓C1-GAllocation of credits to a wager
✓C1-HResult determination
✓C1-ICredit / debit settlement

Unverified

?C1-JMinimal or zero-real-world-value pseudo-currencyPartial
?C1-KDefined wagering threshold in a predefined periodPartial
?C1-LMonitoring / detecting the pseudo-currency wagering conditionVerification
?C1-MMode-dependent reduction of event updatesVerification
?C1-NReduced network data transferVerification
?C1-OLimitation of results deliveredVerification

This rating reflects publicly observable functional correspondence to US 12,525,093 B2. It does not establish satisfaction of every limitation of an independent claim. 6 mandatory limitations of Claim 1 remain unestablished: C1-J, C1-K, C1-L, C1-M, C1-N, C1-O.

These categories reflect the strength of publicly identified functional correspondence with elements of the Granted United States Patent. They do not represent infringement conclusions, legal probabilities or a determination that every limitation of an independent claim is satisfied. The rating bands and how they are applied are set out on the rating methodology page.

Key disclosures

Public statements closest to the granted claim language

C1-DKey evidence

FanDuel states that "Cash Out allows you to settle a wager early without having to wait for the event to finish", which requires continuously updated in-play pricing.

Direct evidence of live, continuously repriced markets published to the user — C1-D with dependent Claims 5 / 14.

C1-EKey evidence

FanDuel issues non-withdrawable Freeplay credits and bonus bets governed by published rules, alongside cash balances.

A wagering credit that cannot be withdrawn is a credit type whose real-world value to the user is restricted, engaging C1-E and bearing on the C1-J distinction.

C1-KKey evidence

FanDuel publishes "Deposit Limits — Decide how much you can deposit within a given time period… Wager Limits — Set how much you can wager within a given time period."

Directly engages the period-based wagering threshold concept in C1-K, but as a user-elected control rather than the service-imposed threshold recited in the claim.

Claim 1

Element-by-element position against the mandatory limitations

Element	Granted limitation	Correspondence	Cited records
C1-A	On-line gambling service	Direct	1
C1-B	Monitoring real-world events	Direct	1
C1-C	Calculating odds	Direct	1
C1-D	Publishing events, markets and odds	Direct	1
C1-E	Providing gambling credits	Direct	1
C1-F	User account	Direct	1
C1-G	Allocation of credits to a wager	Direct	1
C1-H	Result determination	Direct	1
C1-I	Credit / debit settlement	Direct	1
C1-J	Minimal or zero-real-world-value pseudo-currency	Partial	1
C1-K	Defined wagering threshold in a predefined period	Partial	1
C1-L	Monitoring / detecting the pseudo-currency wagering condition	Verification	—
C1-M	Mode-dependent reduction of event updates	Verification	—
C1-N	Reduced network data transfer	Verification	—
C1-O	Limitation of results delivered	Verification	—

Evidence records

Each disclosure, its cited source and why it matters

Granted patent element

C1-AOn-line gambling service

Providing a computer-implemented on-line gambling service accessible to a plurality of users over a communications network.

Category

Real-world events

Company public disclosure

FanDuel's House Rules state that they "apply to all markets and bets placed on the FanDuel Sportsbook Betting Apps" and form part of the platform terms.

Why this matters

Establishes the on-line service and wagering framework under C1-A.

Public evidence

Official rulesSource level 1

FanDuel Sportsbook house rules

FanDuel · Published / updated Effective 30 July 2026 · Verified 23 August 2026

View product rules

https://www.fanduel.com/fanduel-sportsbook-house-rules-mi

Official termsSource level 1

FanDuel terms of use

FanDuel · Verified 23 August 2026

View company terms

https://www.fanduel.com/termsofuse

Status

Direct public evidence

Granted patent element

C1-BMonitoring real-world events

Monitoring real-world events, including sporting events, upon which wagering is to be offered.

Category

Sports markets

Company public disclosure

Markets are published and settled on real-world sporting events under the house rules.

Why this matters

C1-B requires monitoring of real-world sporting events on which wagering is offered.

Public evidence

Official rulesSource level 1

FanDuel Sportsbook house rules

FanDuel · Published / updated Effective 30 July 2026 · Verified 23 August 2026

View product rules

https://www.fanduel.com/fanduel-sportsbook-house-rules-mi

Status

Direct public evidence

Granted patent element

C1-CCalculating odds

Calculating odds associated with possible outcomes of the monitored real-world events.

Category

Odds

Company public disclosure

FanDuel explains that in a parlay "the odds of each bet are all multiplied together", and prices selections continuously.

Why this matters

C1-C requires calculation of odds on event outcomes.

Public evidence

Official product pageSource level 1

What is a parlay bet?

FanDuel · Verified 23 August 2026

View public disclosure

https://www.fanduel.com/sports-betting-guide/what-is-a-parlay-bet

Status

Direct public evidence

Key evidence

Granted patent element

C1-DPublishing events, markets and odds

Publishing to users the monitored events, the wagering markets available on those events, and the calculated odds.

Category

Live wagering

Company public disclosure

FanDuel states that "Cash Out allows you to settle a wager early without having to wait for the event to finish", which requires continuously updated in-play pricing.

Why this matters

Direct evidence of live, continuously repriced markets published to the user — C1-D with dependent Claims 5 / 14.

Public evidence

Official product pageSource level 1

Cash Out

FanDuel · Verified 23 August 2026

View public disclosure

https://www.fanduel.com/sportsbook-cash-out

Status

Direct public evidence

Key evidence

Granted patent element

C1-EProviding gambling credits

Providing gambling credits to a user, the credits being held in association with a credit account of that user.

Category

Promotional currency

Company public disclosure

FanDuel issues non-withdrawable Freeplay credits and bonus bets governed by published rules, alongside cash balances.

Why this matters

A wagering credit that cannot be withdrawn is a credit type whose real-world value to the user is restricted, engaging C1-E and bearing on the C1-J distinction.

Public evidence

Official rulesSource level 1

Freeplay rules

FanDuel · Verified 23 August 2026

View product rules

https://www.fanduel.com/freeplay-rules

Help centreSource level 1

How do I set account limits?

FanDuel Support · Verified 23 August 2026

View help centre source

https://support.fanduel.com/s/article/How-do-I-set-account-limits

Status

Direct public evidence

Granted patent element

C1-FUser account

Maintaining a user credit account against which gambling credits are held and adjusted.

Category

User accounts

Company public disclosure

Registration, age and location eligibility rules are published for deposits and play.

Why this matters

C1-F requires a maintained credit account.

Public evidence

Official rulesSource level 1

FanDuel Faceoff rules

FanDuel · Verified 23 August 2026

View product rules

https://www.fanduel.com/faceoff-rules

Official termsSource level 1

FanDuel terms of use

FanDuel · Verified 23 August 2026

View company terms

https://www.fanduel.com/termsofuse

Status

Direct public evidence

Granted patent element

C1-GAllocation of credits to a wager

Receiving an allocation by the user of gambling credits to a wager placed against a published wagering market.

Category

Cash / real-value mode

Company public disclosure

Users allocate cash balance or bonus funds to published markets.

Why this matters

C1-G requires receipt of an allocation of credits to a wager.

Public evidence

Help centreSource level 1

How do I set account limits?

FanDuel Support · Verified 23 August 2026

View help centre source

https://support.fanduel.com/s/article/How-do-I-set-account-limits

Status

Direct public evidence

Granted patent element

C1-HResult determination

Determining the result of the real-world event and the corresponding outcome of the user's wager.

Category

Event results

Company public disclosure

Wagers are settled on the outcome of the event under the published house rules.

Why this matters

C1-H requires determination of the event result and wager outcome.

Public evidence

Official rulesSource level 1

FanDuel Sportsbook house rules

FanDuel · Published / updated Effective 30 July 2026 · Verified 23 August 2026

View product rules

https://www.fanduel.com/fanduel-sportsbook-house-rules-mi

Status

Direct public evidence

Granted patent element

C1-ICredit / debit settlement

Crediting or debiting the user's credit account in accordance with the determined outcome of the wager.

Category

Credit / debit settlement

Company public disclosure

FanDuel states that "Sportsbook Bonus Bets, Casino site credit, or other product bonus funds will contribute toward spending or loss limits you set", evidencing balance-level accounting of settled play.

Why this matters

C1-I requires crediting or debiting the account according to the outcome of the wager.

Public evidence

Help centreSource level 1

How do I set account limits?

FanDuel Support · Verified 23 August 2026

View help centre source

https://support.fanduel.com/s/article/How-do-I-set-account-limits

Status

Direct public evidence

Granted patent element

C1-JMinimal or zero-real-world-value pseudo-currency

Wagering conducted using a pseudo-currency having minimal or zero real-world value, as distinct from real-value credits.

Category

Free-to-play mode

Company public disclosure

FanDuel operates free-to-play games with no purchase necessary, in which users participate without staking cash.

Why this matters

C1-J requires wagering with a pseudo-currency of minimal or zero real-world value. Free entry is documented; a distinct zero-value wagering currency is not.

Public evidence

Official product pageSource level 1

FanDuel free-to-play games

FanDuel · Verified 23 August 2026

View public disclosure

https://www.fanduel.com/contests

Official rulesSource level 1

FanDuel Faceoff rules

FanDuel · Verified 23 August 2026

View product rules

https://www.fanduel.com/faceoff-rules

Status

Partial correspondence

Key evidence

Granted patent element

C1-KDefined wagering threshold in a predefined period

Limiting the gambling credits able to be wagered by the user during a predefined period to a defined threshold.

Category

Wagering limits

Company public disclosure

FanDuel publishes "Deposit Limits — Decide how much you can deposit within a given time period… Wager Limits — Set how much you can wager within a given time period."

Why this matters

Directly engages the period-based wagering threshold concept in C1-K, but as a user-elected control rather than the service-imposed threshold recited in the claim.

Public evidence

Official product pageSource level 1

Play with a plan — sportsbook

FanDuel · Verified 23 August 2026

View public disclosure

https://www.fanduel.com/playwithaplan/sportsbook

Help centreSource level 1

What is FanDuel responsible gaming?

FanDuel Support · Verified 23 August 2026

View help centre source

https://support.fanduel.com/s/article/What-is-FanDuel-Responsible-Gaming

Status

Partial correspondence

Granted patent element

C9Simultaneous wagering across multiple events

Wagering is conducted simultaneously across a plurality of sporting events.

Category

Parlays / multiple events

Company public disclosure

FanDuel states that same game parlays "combine two or more selections from a single game or correlated games".

Why this matters

Dependent Claims 9 / 18 address simultaneous wagering across a plurality of events.

Public evidence

Help centreSource level 1

What is a same game parlay?

FanDuel Support · Verified 23 August 2026

View help centre source

https://support.fanduel.com/s/article/What-is-a-Same-Game-Parlay-or-SGP

Status

Direct public evidence

Granted patent element

C5Real-time event and result information

Real-world event and result information is provided to users in real time.

Category

Other technical architecture

Company public disclosure

Flutter Entertainment plc's FY2025 Form 10-K reports the FanDuel United States sports betting and iGaming segment.

Why this matters

Level 2 corroboration of scale and operations, not of technical implementation.

Public evidence

SEC filingSource level 2

Flutter Entertainment plc Form 10-K (FY2025)

SEC EDGAR · Published / updated FY ended 31 December 2025 · Verified 23 August 2026

View SEC filing

https://www.sec.gov/Archives/edgar/data/1635327/000163532726000005/flut-20251231.htm

Status

Partial correspondence

Public sources

Official public disclosure register

Every public source relied upon for this entity, organised by feature. Each link opens the underlying disclosure in a new tab for independent review.

Cash / real-value mode

1 public source

Help centreSource level 1

How do I set account limits?

FanDuel Support · Verified 23 August 2026

View help centre source

https://support.fanduel.com/s/article/How-do-I-set-account-limits

Credit / debit settlement

1 public source

Help centreSource level 1

How do I set account limits?

FanDuel Support · Verified 23 August 2026

View help centre source

https://support.fanduel.com/s/article/How-do-I-set-account-limits

Event results

1 public source

Official rulesSource level 1

FanDuel Sportsbook house rules

FanDuel · Published / updated Effective 30 July 2026 · Verified 23 August 2026

View product rules

https://www.fanduel.com/fanduel-sportsbook-house-rules-mi

Free-to-play mode

2 public sources

Official product pageSource level 1

FanDuel free-to-play games

FanDuel · Verified 23 August 2026

View public disclosure

https://www.fanduel.com/contests

Official rulesSource level 1

FanDuel Faceoff rules

FanDuel · Verified 23 August 2026

View product rules

https://www.fanduel.com/faceoff-rules

Live wagering

1 public source

Official product pageSource level 1

Cash Out

FanDuel · Verified 23 August 2026

View public disclosure

https://www.fanduel.com/sportsbook-cash-out

Odds

1 public source

Official product pageSource level 1

What is a parlay bet?

FanDuel · Verified 23 August 2026

View public disclosure

https://www.fanduel.com/sports-betting-guide/what-is-a-parlay-bet

Other technical architecture

1 public source

SEC filingSource level 2

Flutter Entertainment plc Form 10-K (FY2025)

SEC EDGAR · Published / updated FY ended 31 December 2025 · Verified 23 August 2026

View SEC filing

https://www.sec.gov/Archives/edgar/data/1635327/000163532726000005/flut-20251231.htm

Parlays / multiple events

1 public source

Help centreSource level 1

What is a same game parlay?

FanDuel Support · Verified 23 August 2026

View help centre source

https://support.fanduel.com/s/article/What-is-a-Same-Game-Parlay-or-SGP

Promotional currency

2 public sources

Official rulesSource level 1

Freeplay rules

FanDuel · Verified 23 August 2026

View product rules

https://www.fanduel.com/freeplay-rules

Help centreSource level 1

How do I set account limits?

FanDuel Support · Verified 23 August 2026

View help centre source

https://support.fanduel.com/s/article/How-do-I-set-account-limits

Real-world events

2 public sources

Official rulesSource level 1

FanDuel Sportsbook house rules

FanDuel · Published / updated Effective 30 July 2026 · Verified 23 August 2026

View product rules

https://www.fanduel.com/fanduel-sportsbook-house-rules-mi

Official termsSource level 1

FanDuel terms of use

FanDuel · Verified 23 August 2026

View company terms

https://www.fanduel.com/termsofuse

Sports markets

1 public source

Official rulesSource level 1

FanDuel Sportsbook house rules

FanDuel · Published / updated Effective 30 July 2026 · Verified 23 August 2026

View product rules

https://www.fanduel.com/fanduel-sportsbook-house-rules-mi

User accounts

2 public sources

Official rulesSource level 1

FanDuel Faceoff rules

FanDuel · Verified 23 August 2026

View product rules

https://www.fanduel.com/faceoff-rules

Official termsSource level 1

FanDuel terms of use

FanDuel · Verified 23 August 2026

View company terms

https://www.fanduel.com/termsofuse

Wagering limits

2 public sources

Official product pageSource level 1

Play with a plan — sportsbook

FanDuel · Verified 23 August 2026

View public disclosure

https://www.fanduel.com/playwithaplan/sportsbook

Help centreSource level 1

What is FanDuel responsible gaming?

FanDuel Support · Verified 23 August 2026

View help centre source

https://support.fanduel.com/s/article/What-is-FanDuel-Responsible-Gaming

View granted United States patent View USPTO record View Claim 1 View Claim 10 View Claim 19US 12,525,093 B2 — primary source benchmark

Unverified

What the public evidence does not establish

Currently unverified granted-patent elements

C1-JMinimal or zero-real-world-value pseudo-currencyPartial
C1-LMonitoring / detecting the pseudo-currency wagering conditionVerification
C1-MMode-dependent reduction of event updatesVerification
C1-NReduced network data transferVerification
C1-OLimitation of results deliveredVerification

These limitations are not established by the public material reviewed. Nothing here states that the company cannot perform these functions — only that equivalent implementation has not been established from the public evidence reviewed.

What the Granted United States Patent expressly adds — US 12,525,093 B2

The following limitations are expressly claimed in the granted patent. They are set against what FanDuel publicly shows. Equivalent implementation has not been established from the public evidence reviewed.

A defined wagering threshold constraining credits wagered in a predefined period (C1-K).
Server-side detection of the minimal or zero-real-world-value pseudo-currency wagering condition (C1-L).
Mode-responsive reduction in the frequency and amount of real-world event updates (C1-M).
A consequent reduction in data transferred to that user across the communications network (C1-N).
Limitation of the results and related event data delivered while that condition subsists (C1-O).

Research gaps

Work requiring material beyond the public record

Stated openly rather than filled by inference

Whether FanDuel's free-to-play products are served by the same event-update infrastructure as the real-money sportsbook is not publicly documented.

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